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#4 Brenton (and his parents') Money Story | NEW MONEY NEW PROBLEMS PODCAST

#4 Brenton (and his parents') Money Story | NEW MONEY NEW PROBLEMS PODCAST

November 13, 2022
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For our first #MyMoneyStory, I figured I would tell you ... MY money story! Well, really, my parents' story.

And I invited them to join me, so you can hear all about who and what shaped the way I am with money. 


Mind Over Money Book 

Money Disorder Assessment 

New Money New Problems Gap Finder 

And if you haven't already, hit subscribe and turn on the notifications for our future videos!


Brenton: [00:00:00] Hello, this is Brenton Harrison, host of New

Money, New Problems podcast. I wanna welcome you guys in to an episode

that I'm hoping will be really cool.

I wanna make


that we have these

stories where we give some context for why we spend

the way we spend.

Why we are the way we are and

why we do the things we do with money.

So, if I'm gonna be authentic, I

need to start with

giving you


bit from whence I came. Which is why

I asked my parents to join me

for this session,

to give

a little background about their lives. And maybe I'll do a replay or response

episode so I can tell you what they were truthful about and


I disagree with. Thank

you guys for joining the New Money New

Problems podcast

. All right.

I wanna start

from the beginning. If you all could introduce yourselves beyond mommy and Daddy and tell us your names. Tell

us a little bit

about your background.


us about your parents, like, just tell us about your childhood.

Donna: My name

is Donna Harrison.

I [00:01:00] am

from Memphis, Tennessee.


father is from Memphis, born and raised in


except for college

when he came to Tennessee State. My mother is from Belize in


America, and she lived there until her teenage

years when

she came to the

United States, which is a long story

Brenton: How did

she come

in terms of...

was it a long process? Was

it a

legal process? How did she come?

Donna: It


not a long process. It was not

a legal process. She

actually, came up through Guatemala into Mexico

in really kind of in a dangerous way, risking

her life.

And she was blessed when she got

to the border of Mexico and

the United States in that

she met a family from

Houston, a

young black

family, that had three small children with them. And they actually were

[00:02:00] vacationing in

Mexico and for some reason they


to bless my mother by

bringing her across the border with them

when they were coming home from their vacation in

the car.

And she was able to successfully

cross the border with this family and actually live with them for the first few years when she came into United States and was able to get on

her feet and stayed with them

until she met my father. And married my father and moved away. Okay

My dad was

a lifelong educator in Memphis, worked

for the Memphis public city school systems, but

right out of college he was in the Air Force.

And he was

stationed at

one point in

the Galveston area, and at that

point that's where in you know,

as soldiers do, they were out for an evening and in one of those evenings he met my mother.

Okay. Yeah.

Duane: My


was born

in St. Catherine, Jamaica, and [00:03:00] he came to the United States with




they first came to Florida.

They all

took a job working on

a sugar cane plantation

in Jamaica.

He was a tailor and a teacher.

He came, worked on the sugar cane

plantation, and they migrated

from there

to Fox Lake, Illinois. They all got jobs at the Green Giant Cannery, and someone informed them that International Harvester was opening up

a plant

in Milwaukee, Wisconsin. So

all eight of them went to

Milwaukee, Wisconsin and got jobs at International Harvester.

And that was

what he did until

he retired. My mother was from Versailles, Kentucky.

[00:04:00] Her


my grandmother,

I'm not

sure what she did, but her father

was a Pullman on the



and was very successful. He was

lead Pullman on most of the trains that he worked on. She

went to nursing school at Meharry in their first nursing class.

Left there,



Michigan where her sister was teaching school.

And at a camp meeting

she met my father,

who had come from Milwaukee to

Michigan for the camp meeting, and that was how

they met.

Brenton: Daddy, you have, not that mommy you don't have siblings, but you have a brother and a sister, uh one of

whom is my

Duane: namesake.


My brother

was 15

months older than me, and my sister


13 years [00:05:00] older. And


the age

of 12

we were told he was only going to live to be 20

because he had sickle cell anemia.

So, at the age of

12 and


we believed


we only had

seven more years together. Our relationship

became tighter in


respect, that I

wanted to have

him with me

as long as I could. And

in another

respect, it diverged because he felt that this

was the worst curse in

the world to tell a

13-year-old that


would only

live to be 20. And

at, at

that point in our


it was a constant me pulling after him

and him deciding, 'I'm gonna

do whatever I want to do because I've only got

seven more years', and

become a hell raiser.

He lived to be

[00:06:00] 42

and our


was such that I

wanted him more with me.


when he came, he had a



that was you.

You all's



almost a lot

like my grandson and mine.

He would come and he would play and

you all would



yell in the

basement. And then he would

teach you things that I didn't know he

was teaching you. And he

would give you perspectives that were different than

mine. But when I knew I was having

a son, I had no other name that I wanted you named

other than his.

And I gave you his name and


you my name as your middle name.

Brenton: Mommy, you grew

up in Memphis. And you know I've been going to that neighborhood, even though you didn't grow up in that neighborhood your whole life, and since I was a kid, everybody who [00:07:00] lived there


lived there for years.


knew everybody.

Everybody was in a similar situation it seemed

financially. So, I could see


being a delay in you realizing

the differences between money and what it could

do and

not do, cuz everybody was in a similar

situation. So, when was the first time that you realized,

or became


of the power of money or the differences that money contribute to?

Donna: Yeah,


will admit we moved into

the neighborhood about

the time

everybody was moving into the, to the neighborhood, all

young black families.

Just looking for home

ownership, the opportunity of home ownership. And

most of the kids were around the same

age. And so,

I don't remember,

you know,

needing anything or

really wanting anything that wasn't available.

It was just a, a

strong, strong community.

I don't

remember [00:08:00]

when it, the

Light Bulb actually turned on.

But I think it was

probably really more

close to the

time when it was higher education.

I wanted to go to a small Christian college, an Adventist College, which cost. There were

not a lot of scholarships available for

private institutions at that time.

And I

just remember

the back and forth with my parents


there were many scholarships that I had the opportunity to have if I had decided to go

to a Tennessee State

or some of

the other colleges that had offered me scholarships.

And so there

was a little

discussion in my family as to why we were having to

struggle to pay tuition when I could probably go someplace and not have to pay for college.

And so that's probably when the


bulb came turned on for


Brenton: Me. You mentioned that

Granny is from


and she was a conduit for a

whole lot of [00:09:00] other Belizean family members

to get to the

States. So,

The house in Memphis is, you say about

A thousand square feet?

A thousand would probably

be a

stretch. Yeah. Okay. Mm-hmm. So, you have

three siblings.


any given point

in time, how many other family members would be

in the house

in terms of cousins or aunts

that would come over from


Donna: As long as I can remember, there was always somebody

in the house from the time that I was

born until long after I was

an adult and moved away.

But the largest

amount that I


remember was

at one point when I had three cousins in the house

with us. So, there were three cousins, four of us.

And then my two parents in a

three bedroom, very small house with how

many bathrooms?

One bathroom.

Brenton: All

right. Daddy, so you

were raised by a

big community, yes? And got to experience


than just one family when

it came to

finances. When you were in Detroit, [00:10:00] you were with Aunt Dee and Uncle Bernard. So

if you could tell me a little bit about them in terms of what they did

you know, specifically.

Duane: Aunt Dee taught school.

First, second and third grade for

44 years. Uncle Bernard worked for Ford glass Company. They

managed money together.

In my own home, my

mother made more than my father as a nurse, and

I didn't learn until later that

it was the source

of some of the difficulty between the way they managed money. I grew up realizing that my mother's biggest cry was if we

would, if he

would just put his money

with mine we could do so

much more together. And I was older

when I learned that part of the reason [00:11:00] didn't bring

his money and put it with my mother's were twofold. One,

he didn't want to face the fact that she made

more than him. Two, he didn't want to

lose what he would call control.

Brenton: So, you all meet at

Oakwood, you get

married. mommy you did nursing. So, you were finished in two years.



come down to Meharry and go to

Meharry. When was the first time

you all can remember money being a conversation in terms of how you all deal with it as a couple?

Donna: I think that it

was, it was

probably out of

conflict that

you know, some of the


decisions were made or, our money philosophy

was developed. I am a

person who has a greater need for

security in

having liquidity.

Brenton: Where do you think that comes from?

Donna: Well, I'm sure it


from seeing money [00:12:00] emergencies when I


grow up and seeing, you know,

my parents trying to figure out, you

know, because you have four children and you have extras in the house,


so, if, if there was an emergency, then

you had

to figure it out. And I

don't like emergencies. I don't like,

the feeling of needing to figure it out, so I would rather have the security of having

something there put aside

for those emergencies.

Duane: I, I think that

several things

got in the

way. At the

age of 12, I

had an uncle,

play uncle,

one of my dad's eight friends who came to the house. And Uncle Jimmy said,


want to

come with me

on Tuesday and Thursday nights for two hours and make


And I couldn't believe that my parents

would let me go

out and

make money

on a school night.

But I would go with

Uncle Jimmy and sweep up

the floor of a garment factory in Milwaukee, and I'd make $25 a night. That's $50 a

week [00:13:00] for a

12-year-old kid. In the summertime at the age of 13, Uncle Jimmy

asked me 'Do you wanna work with

a construction crew with me?' And

I said, Yes, sir.

And I was paid

out of a safe because it wasn't

legit for a 13-year-old, no matter how big, to work. And from that time on, I had two and three jobs. A summer. Every summer

I had that kind of money.

My parents never bothered

me about that money. They asked me would I pay, tithe and offering, but they never said what to

do with it. And

I developed a habit of, if I want something,

I work for it. And if I work for it, you can't tell me what to do with it because I worked for it.

And if you tell me, it's not enough, I'll go work more.

And that was what I brought into our

relationship. One,

I wanted to make sure that

we put our money together. I didn't want

to be like my father.

And two,

I wanted to do whatever I wanted to, [00:14:00] and I had

to learn a lesson.

And the lesson was, you

don't have to work more.

If you just manage what

you have, you can still find a way

to do.

And it was the control of working more that I, I resisted. Although mommy says,

you know, things that would come up would, would cause us to realize our

differences. The first thing that

I remember was, 'we don't have the money'.

And I couldn't go and work because I was in school for, for medicine.

So, I would say, Okay, and, and my parents would give us money and, and

mommy would work. But there was always a good deal that

mommy found. And I'd come in and there'd

be something I

like. 'Do you like that? It was on sale'. And it was always something for the house. It was never anything for her. But I would question,

[00:15:00] 'if we don't

have any money, we don't

have any money, or put the money on the table and

let's decide what

it is

we're gonna do

with it.' And, and that was the

initial aspect

of how we began to realize our differences. My friends had a joke that

they would say,


Dwayne wants something. Oh, he's just



another hour.

He's just gonna get another contract and go to the hospitals and, and

that's how

he does it. And

mommy would

constantly be at home saying,

What we need to do manage what we have.

Brenton: And then get something

for the

house. I bring up the house.

I bring up the house

because you guys had a unique

path to

initial home ownership.


with me how you got the money

to buy your first


Duane: We, at, at the time we were married, I had a friend who

I worked with and painted with in my younger years in [00:16:00] Milwaukee. And they offered to buy us, they offered to renovate anything we bought and just charge us for materials. And I wanted to do that, and mommy needed the security of an apartment. Something that's taken care of.

So, we rented the first four years of our marriage.

And mommy decided that

if we're staying in Nashville, I do want a home.

Well, we didn't have a home or down payment. And I

told my parents what we were trying to do. And my father had an accident. He was struck by a garbage truck in Milwaukee. Was in the

hospital and he got a settlement. And the settlement

came through and it was $7,500. And he sat down at the table,

looked at my mother and asked, are

The children trying to

buy a house?

And she said yes, so he said 'here, give it to them'. And

that was how we

got the down payment.

Brenton: So [00:17:00] all it took was your dad getting hit by

a dump truck.

Duane: I love your perspective.

Brenton: You talked about working more. And

I mentioned medicine, but

we have not gotten into what each of you do. So

first, if you could share what it is that

you do and, and how you

made your money up until recently

as an

entrepreneur. And

then after you


mommy, I'd like for you to share what you


to do and what you do now.

Duane: I came out of residency and worked in an

emergency room for approximately a year

before my hospital administrator said, in

your role as medical director of

this emergency room,

 You have brought in a significant number

of people outside of the company you work for.


friends of yours. We'd like

you to take the contract

and [00:18:00] staff it for us.

And I got a contract with the hospital

in which

I could determine my profit margin in the negotiation. And I did that and.

several physicians who helped me

get started.

Brenton: Well, let's, let's go back

a second. So, you're now no

longer an employee you're a business owner. Yes. And you're providing physicians to the hospital?

Yes How

are you determining your profit margin?

What does that


like Is


just you, you pay us 300, I pay my guys and

girls to 50. Is I, How

Duane: does that work? Well,

we, you look at the average

rate, hourly rate for

physicians in

the emergency room and


look at what it costs for their insurance, for their continuing

education, for holiday pay

for incentives on busy

days or nights

high acuity patients,


you put all of that into an hourly rate and

you [00:19:00] determine a percentage of profit It was always easy for me as a

fair minded person because most of my business


didn't come

in any classroom. It was what

is the right thing to do and what is the fair

thing So I

would look at my hospital administrator

and I

would say the owners of this hospital have asked you to have a budget that

requires what percent profit. And my first contract,

it was a 18% profit

And I ask,


that okay for me to

do the same thing. And they, the attorney and the

administrator said,

that would

be perfectly fine. And that was how

I set

my profit margin Now, in those days when I got started, you worked, they paid

you that hourly and as an owner, they paid you the entire

hourly rate profit margin and your,

fees for your or expenses for your physicians. And you could walk away from a

contract knowing [00:20:00] that


Keep to my budget.

Here's my profit

margin for

that year.


nine months I had a second contract. Within two years

I had three contracts and up until

that third contract, that

was. The third contract, it was,

you need to

learn to bill for your services and what

you bill for. Your services need to take care of your

expenses but we are

not going to subsidize at all. At that point,

I developed

a billing company

and I needed help with a billing company just before

we took that contract

and I

found a company that was going outta



Grabbed their manager


their lead coder, and I started another

company. The third company was a scribe company


the government mandated that all

medical [00:21:00]

patients should have electronic

health records. And trying



an electronic health

record in an emergency room setting


difficult. So, I just

developed the scribe

where the records could

be kept

for us computer

while we did the work



emergency those were the three I



you had

Brenton: three contracts.

You had friends that I know and

grew up with

their children were in


contracts with you.

You had

a medical

billing company and that me medical

billing company was

the first

place where I worked, I think starting at

12 or 13.

I would go for four hours a day

and work in the summers.

Duane: Actually, I had seven contracts.

Brenton: Okay. Seven contracts. And then Uncle Brenton worked at the billing company.


family working for you with you?


George, everybody.

So, everybody in the family in some way or another is, [00:22:00] is connected.

a thread

we'll come

back Mommy, if you could share


did two years for nursing

but you work now, but you're not a nurse now, so if you could explain

what you do. Sure.

Donna: I worked

after we married for several years at Vanderbilt.

But then I had Jennifer

and then I

had, you

We decided

after you were born that I would just come home.

And so, I actually stayed out of the

workforce until you


15, maybe 16.

I decided that, okay,

maybe I can do something you know, that,

you know, in the workforce again. And at that time


encouraged me actually to consider real estate.

And I did. And when I did it,

I enjoyed

it enough to, I think I


asking him

if he minded if

I would give

it a shot full

time. So, I did. Twenty years ago

Brenton: I've

seen you work Way past 40 hours as you built that. How many hours a week

would you say


work now, [00:23:00]

Donna: Well,

I worked hard and long at the


Brenton: and there's a reason

for this question. I'm

not just digging at


Donna: I mean, and it, it ebbs, it ebbs and flows Yeah.

With, with the market. So right now, it's really light. So, I, you know, I,

usually, can do a couple of hours a day to take care

of everything

that I need to take care

of, and that's

Brenton: it. And on

a given year, what

multiple of what.

you might


on the schedule of what you were working as a nurse, like,


Donna: I mean,

I can't even remember what I made as a nurse, but it was a much

larger, So more than that.


Brenton: large. Oh, absolutely, definitely. It's

more than

double So you are working

probably a fourth of the time.

and making double

what you would've been making

sure. How

do you think you have been able to build

that level of reputation that

would allow you to

Donna: Well, [00:24:00]

at the

beginning, like I said, it

was working long and hard.

It was

building up a sphere of influence of people who trusted me,

who would refer

you know, clients to me who became


client, repeated clients. So, you know, it, it was truly just d doing what you say you're gonna do, working hard to

on, on, on people's behalf to

give them the best,

to always have their

interest first, as

opposed to what I'm

gonna get at the end

of this,

this deal.

And, and enjoying doing that. So, you know, just

enjoying the interaction, enjoying connecting with people and building a book of business so that now,

you know, I'm

servicing people's children

their grandchildren their second, third, and sometimes

fourth homes. And so,


that's what I've been, how I've been able


Brenton: do it.

We talked about

Belize and Jamaica and cousins and siblings and

extended [00:25:00] family because for, for most

of you all's married life, there has have been

family members that you've supported and Some

way or often, consistently.

you all

recall there was

a presentation

I did where

I asked how much support was being given or had been and.

we totaled


the number of cars that you had

purchased or given away

to family members,

and it was 12

We totaled up the

number of people that you had helped.

And on a monthly

basis at


it averaged out to about $2,500

a month of assistance.

Does that sound about

right? $30,000 a



the low end. On the low end. Mm-hmm.

 You're giving 10% of your payback to God, you are helping people

at, on the low

end, $30,000 a You are not getting the

sales [00:26:00] from

resources of reselling

and things of that nature.

That is a significant




Where do you think that comes

Donna: was absolutely modeled for us for me. Mm-hmm.

And I'm sure daddy would say

the same thing. You know, I can

say it not just on my

mother's side,

but I can start

with my mother's side There was always a way.

That they found to help

someone were cousins that needed to

come over to the country and you

know, they come

for school and

they wanted to

experience the same things we experienced the programs, the clubs, the

trips and things that

my parents

provided for us.

You know, before my cousins, it was my mom's

younger sisters that would come and live

with us until

they could afford to find

a place of their own and a

full-time job

and things like that. I can

remember my dad is the youngest

of all


his siblings.

But I can remember he had a couple of

brothers with children that, [00:27:00] you know, When

things needed to

be done

you know,

in high school

or important events where they needed

extra funds and things like that. You

know, I you realize later, you

know cuz it was done without them


I'm given,

but I realized later that my dad was the one

that paid

for this

and my dad was the one that paid for that.

And to this day, you know, my mother, she's still

models. If you need help, I'm gonna

figure out

Duane: it. we hadn't talked about

it, but my dad was pretty much

the same way as her mom in the fact that

from a young

age, we always knew that there was $10,000 in the bank.

Because to sponsor someone. In those days

from Jamaica,




have resources in the bank and you had to have a guarantee that they would have a place to live and a place to work.



was I'm

gonna sponsor as many people as want

to come.

And between him and his brother [00:28:00] in New York a lot of West Indians came

to Milwaukee, Wisconsin,

and Brooklyn, New York because of Woodcliff


Baldwin Harrison.

Brenton: You know, I bring up the

amount of support

and you all still work.

You're still


Some of that's cuz you enjoy what you do, but some of that is the cost of an amount of money you've given away that if you had kept half for yourself,


probably could have stopped working 15 years It's one thing to say it on the front end. I'm okay doing with less.

Now. You all are somewhere in your and

still blessed

and healthy and doing


How do

you feel about

having seen through that promise of I'm okay

if I gotta do a

little more,

if it means

everybody else

gets a

little more. How

do you feel about

Donna: still the

same. I

we still enjoy


standard of living, I [00:29:00] think is one that I could never have imagined.


I don't believe that we've wanted for anything.


it's been a joy to be able to

provide. Security a leg up. Help when somebody's in a crunch and all the things

we've been able

to provide along the, you know, through the


to friends and family.

So, I, I

wouldn't have it any other

way Nothing

Duane: has


agree 100%.

I never had

an idea of what

it was that I wanted

my life to look like. I never

went into it with I'm gonna get this

and I'm gonna get that

and oes when I make x.

As So for me I do think that we have




in so many

ways that I don't have regrets. I enjoy what I do, and I enjoy solving problems. I enjoy, I believe I was put here on this [00:30:00] earth to be a And I enjoy emergency medicine.

Well, let's

Brenton: let's, let's talk

about some of, cause

we've, we've now learned

a lot about each

of you. I know you don't regret helping

in terms of


you knew

about money,

how you

managed money,

what you know



you have any regrets in that? And if so,




Donna: I believe that


is an


money works now,

that we had to learn the hard

I believe that even with all the


expenses and I

think that had

we known

had just been more literate

financially in our early years


there's so much

more that we could

have done and

would've been able

to do so.


I believe, I

regret that I didn't have the [00:31:00] opportunity

to become financially



know, before. Before we became wage


Brenton: Daddy, the question was posed. Are there any

regrets that you

have in terms of how you


Duane: I think

that the regret for me

is that


I known

what my son knows,

I could have done so much more.

But I do believe that part

of the problem

for me was that 12-year-old boy who no one ever touched when he went out and made money.

And I think that that 12-year-old guy damaged.

the 22

year old that started in medicine and didn't help

him to

realize with


little planning,

you can probably do a

lot more than you

[00:32:00] can

even imagine.

Brenton: What if you had to guess based on the

children that you raised and what

you see us doing now?





entrepreneurs. Both very stubborn. What, what do you think




parts that we pick?

Donna: A strong work


I can do it. You know, this, this is what I,

what I want to do

and I'm gonna figure out

a way to do it.

. And also, I think that you both got a spirit of benevolence and, you know, I'm, I'm never gonna want,

or I'm never gonna miss it if I'm, you know, sincere in, in helping to meet a need

of a, of someone that I love

that that needs something.

So those two things I think I like

and I'm


Duane: proud work ethic

I agree

with. And that was,

The only goal that



when you were growing up, that you would have a [00:33:00] work ethic,

educate you

and give you a work ethic. And I always believed that

the rest would take care of itself. The other thing I

tried to,

to make sure was

you both developed the ability to question the status quo, and you both question the status quo.

there is no, this is the only way and

Two children,


just like me, one like his mother.

And, and,

and for, for me I, I think it was an excellent mix

and I

think you all.

Exceeded in all

aspects. Absolutely What we could have thought


was going to be now if you caught us

at 1415.

Brenton: All right,

so next

question. So, what

are the things

that you see a struggle

with, that

you identify with?


are the things that you wish we probably


Donna: for you, The high, high need [00:34:00]

for security.

The need


make sure that


you have in the forecast

that needs

to be taken care of. You see a way.


it to be


care of.


I think that I, the times when I pray for you are the times when I

see you worrying,

because now I've lived long enough to realize that

it's gonna be taken

care of.

But it's hard

to now, because you've seen that in me turn around and look and see you when you worry

about how it's gonna fall, how all the apples are gonna fall, how it's

gonna work out

to tell you

it's gonna be okay.


Brenton: What about

your second

favorite job?

Donna: My favorite


trying to,

trying to

figure it all out

and not really, I think, and I can only speak for

the things from me,

you know, daddy probably sees

some of, a lot of her

in him, but I, but for me financial literacy and

any [00:35:00] other thing that I've gotten, I, I would rather go and find

it myself than to

tell someone,

Oh, I need help.

Can you help show me what you've done? Can you help me with this?

And sometimes you'll learn it takes longer

to learn.

It's harder to learn

and figure it out when you don't look for those resources outside of

Duane: yourself. I

be I, I think

the same thing. The


that I make to you come


I know

that you are that your environment is such that is going to cause you to worry.

Those are the things

that I

know enough about from

living with your mother. I can talk with, you know, when you're stressed

and know

why you're stressed.


not with your sister, it is like looking in a mirror.

The ability



I'm fine. She

parrots her father.

Because I didn't grow up

[00:36:00] with the ability to tell you

much less stop and say that everything's not fine. here's, here's why.

Brenton: When I'm operating at my



part of

me that is daddy

is, I very much believe

I can

work myself

out of


go earn more.

And there

are times when I will

work my way out of debt or work

my way out of a hole, not based off of my initial thought being could you have managed that debt better on the front end, But the constant belief that I can out earn. And that can definitely come back to

bite me. The



is, if I owe


if I owe anybody, I,

I cannot go to sleep.


on the positive


to me, I, I may want to cap on how much I give, even

some of [00:37:00] that dips

into my ability to out earn if I, even if it's not the greatest time


me, a cousin or a

family member,

Might benefit from $50. I may have 52 but to me that, that is a mindset that I know that I got from

each of you

that I'm very proud And

then also

in terms of,

Cause I brought up you

having two entrepreneurs. To me,

one of the

biggest things I

learned from

each of you and it's, it's so funny cuz it came at different

phases. I was

a kid Mommy,


you were at home,

it was

seeing daddy and knowing that he worked more than



parents I knew

who were in if you're listening to this podcast and you know me and know my uncle Robert,

that might be the only person I

know who was like, Oh, well there's probably one person out there

who might be working ass

hard or harder,

But in

spite of all that,

I honestly cannot recall an event that either

of us had where Daddy [00:38:00] and to me it

wasn't even just

the fact that he would work that hard and come,

it was the fact that because he worked for himself, he could find a way to get there, And mommy, later on in my childhood,

it was


oh, my goodness, she literally picked this up when I was a teenager and in less

than 10 years


making double what she would've been and that

even played

a role, cuz this is from both of you in terms of like, there are so many ways to make money in this

world if

you go about it the right way And I know that those are lessons that both of us picked up from you because I

don't think that both of us would have ventured into entrepreneurship


having that ability modeled,



something that I

know many


I appreciate you for the [00:39:00] conversation. I appreciate you for being


on the first version of My Money Stories. I wanted

to make sure you all had

my origin story and my sister's

origin story, and

even my grandmother and grandparents’ origin stories.

So, thank you for joining us

on the New

Money New Problems


Duane: You’re welcome.